The most vulnerable retirees struggle to survive

In this Dec. 21, 2013 photo, Helen Hatchell wears a Christmas-themed pin that belonged to her mother at Village Crossroads, an affordable senior community in Nottingham, Md. Hatchell was forced to retire earlier than she had planned in order to care for her husband after he fell sick. She has also undergone a series of operations, but after moving into Village Crossroads unable to walk, she is perfectly mobile. (AP Photo/Patrick Semansky)
In this Dec. 21, 2013 photo, Helen Hatchell wears a Christmas-themed pin that belonged to her mother at Village Crossroads, an affordable senior community in Nottingham, Md. Hatchell was forced to retire earlier than she had planned in order to care for her husband after he fell sick. She has also undergone a series of operations, but after moving into Village Crossroads unable to walk, she is perfectly mobile. (AP Photo/Patrick Semansky)
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